CEO America Inc. has the exclusive U.S. license of the CREDITZ® Digital Currency System. Using IBM's latest database and infrastructure technology, CREDITZ is designed as a global payment, marketing and loyalty system that is universal, replaces cash, and provides spendable CREDITZ Digital Currency to consumers. CREDITZ are paid to customers for behavior, and merchants can earn incremental revenue from that behavior. CREDITZ is the first payment system to integrate 21st century technology micro-payments, loyalty, marketing and business intelligence into its operating platform. It is the world's first digital currency and the marketing engine for the digital economy.